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Type of consumer credit

Type of consumer credit

Non-residential consumer credit, non-purpose, interest-bearing, without collateral, fixed term

Total amount of consumer credit

This means the ceiling of the credit line or the total amount provided under the contract in which the consumer credit is negotiated.

The total amount of the consumer loan is % {amount}%, – CZK (hereinafter referred to as the “Total amount”)

Pumping conditions

This means how and when you receive the money.

This means how and when you receive the money.

The Loan shall provide the Loan to the Loan within 3 days from the delivery of the signed credit agreement by the Loan, in the form of a loan agreement in PDF format accompanied by a verification code by the Loan by SMS or in writing. The Authorization Code is assigned to the Lender based on the loan application for his verified mobile phone, the SMS Code replaces the physical signature. The contractual documentation, including attachments, is sent to the Lender’s verified email and is stored in the client profile (also marked in the text as “client zone”). The Lender places the contract marked with an authorization code in the client zone on his / her client account, which concludes the contract between the parties as concluded and delivered to the Lender. The contract so signed shall be between the contracting parties for a contract equivalent to a written contract.

Duration of the consumer credit

Duration of the consumer credit

Due date % {period}% days.

Installments and, where applicable, method of distribution of installments

The Loan undertakes to repay the Loan together with its accessories within % {period}% days from the date of sending funds from the Loan to the Loan’s account.

The Lender undertakes to pay all payments on the Loan in favor of the Lender’s bank account and to mark the payments with a variable symbol agreed in the Consumer Credit Agreement.

Total amount to be paid on regular repayment up to % {expire}%

This means the principal borrowed plus interest and any other costs associated with your loan. The loan consists of the provided principal, contractual interest and fee for negotiation according to the Price list.

The total amount to be paid by the due date is % {math format (charge + amount)}%, -CZK

The total amount to be paid if the due date is exceeded

This means the principal borrowed plus interest and any other costs associated with your loan. The loan consists of the provided principal, contractual interest and fee for negotiation according to the Price list.

The total amount to be paid in excess of the due date is % {math format (o_charge + amount)}%, -CZK

Required collateral

Required collateral

This is a description of the collateral that you should provide in connection with your consumer credit agreement.

No collateral.

No collateral.

Payments do not lead to immediate amortization of principal.

The Lender is entitled to set off regular and extraordinary repayments of the Loan to cover the first payable monetary obligation of the Loan with which the Loan is in default, first to cover the costs related to possible recovery of the receivable, then to contractual penalties to the principal of the claim.

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